What are the benefits of a dental savings plan if I don’t have insurance?

January 18, 2021

Dental savings plans or dental discount plans can be an excellent alternative if you don’t have dental insurance. Sometimes they can be better than insurance for some individuals as well. Each person can look at their expected needs and costs under an insurance or a dental savings plan to see what is best for them. At Summit Dental, we offer the Summit Smiles Plan with our costs and discounts clearly listed on our site.

So what are some of the key differences between insurance and a dental savings plan?

Dental savings plans differ from dental insurance mainly because they do not pay any dental expenses for you. Instead, they provide discounted prices from your dentists that you chose. There are generally no deductibles, no waiting periods, and no annual maximums.

What additional benefits are included in the Summit Smiles Plan?

For the most complete description, review our full details on the Summit Smiles Plan page. However, our plan offers a few key additional benefits that many plans do not have:

  • We offer one low annual fee
  • Our plans include preventative visits in that fee plus a 15% discount on most other services
  • Our plans have no claims or paperwork to submit
  • We have quick and immediate enrollment with no credit checks

If you have any additional questions, feel free to call our email our patient care coordinators. They are happy to answer your questions and find which solution works best for you.

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